The 6-month auto lease is actually called a ‘car lease takeover’ or ‘short-term auto lease’. Depending on the circumstances, you may take over a car lease for 3, 6, 12, or even 15 months! A lease is essentially defined as short-term if the lease falls below the industry average of 24 months.
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How Does a Car Lease Takeover Work?
Top 10 Auto Lease Deals
- Nissan Xterra
48 Month Lease: 0.90% - Mazda MAZDA6
24 Month Lease: 0.10% - Dodge Journey
24 Month Lease: 1.50% - Honda Accord
24 Month Lease: 1.60% - Audi S5
24 Month Lease: 2.40% - Volkswagen Golf
24 Month Lease: 0.30% - Volkswagen CC
24 Month Lease: 0.30% - Suzuki Kizashi
24 Month Lease: 0.90% - Suzuki SX4 Crossover
24 Month Lease: 0.90% - Suzuki SX4
24 Month Lease: 0.90%
Let’s say Bob leased a car for 36 months. Now, Bob wants out of his current lease and decides to enter into a new lease agreement with 10 months left on the current lease. You can take over Bob’s car lease for 10 months and still have the chance to buy the car after the lease expires. This is how a short-term lease or car lease takeover actually works. You assume the monthly payments of a previous person’s car lease without spending money on a down payment!
Is a 6-Month Car Lease the Right Thing for You?
Short-term auto leases or lease takeovers offer flexible ways to test drive a new car! Keep in mind, the deal needs to be approved by the leasing company handling the car lease. You will need to sign new leasing documents, and pay minor fees associated with the transaction.
You will find, a common reason for the ‘lease takeover’ is the the monthly payments are too high for the current lessor to continue paying them. Because of this, you may find many lease takeovers are not the best decision. Additionally, you need to be aware of mileage restrictions.
Mileage restrictions? Yes, there are still mileage restrictions, even if you choose a lease takeover. It is your responsibility to adhere to the remaining miles allocated in the lease contract. With a new car lease, the mileage starts from 0. You will be able to dictate the number of miles you drive! Lease takeovers are different, as the car was already driven by the previous owner.
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